Showing posts with label budgeting. Show all posts
Showing posts with label budgeting. Show all posts

Friday, August 1, 2026

Family Budgeting Tip - Monthly Meal Planning

Now that we are living off one and a half incomes (while I receive paid parental leave), we are having to be a little more careful with our money. I've been meal planning for most of this year but usually only plan a week at a time so I've decided to plan for an entire month of dinner meals!!! 

So this is how it works - first I sit down and look at what we have in the pantry and freezer so I planned our first two weeks just based on what we already have. I also wrote in the nights that I know we won't be home and planned a couple of flexible date nights where we can either order take-away or go out for dinner - we often go late night shopping of a Thursday so this works well. Once we've got the plan, I write up our shopping list with any extra meat for the two weeks and fruit/veggies for the first two weeks. We will do another little shop half way through the month for more fruit/veggies and probably a weekly shop for bread/milk. Here is my completed plan for the month of August! 
 

I have made my template free to download for anybody else that would like to have a go at monthly meal plans. Simply click any of the photos in this post or click here to download your own version. Don't forget to share your completed meal plan on instagram with the hashtag #adorecherishlove so we can all get some delicious food inspiration!

https://drive.google.com/file/d/0BwkilOIiFSfXcDdYcGkwNmliS2c/edit?usp=sharing

So what about lunch? Sometimes I will make a double batch and freeze the leftovers for easy lunches and then we also stock the pantry with things like noodles and frozen meals. I will usually have leftovers, sandwiches or something easy like wedges or sausage rolls and hubby takes sandwiches. Breakfast is usually wheatbix or toast.

Saturday, January 25, 2026

my budgeting money pockets



Last year we were living off my teaching income so we had to get pretty budget savvy very quickly! After sitting down with my husband and deciding on a budget, I made these cute little budget envelopes that fit nicely into my wallet.

I went through my scrapbooking stash (which hasn't been used in a good 3 years oops) and picked out some nice paper then made some little labels in publisher. Next, I cut the paper to size (mine were 15.5cm x 16cm) and folded the paper in half so that the height was now about 7.5cm. I stuck the label on the front and ran my envelopes through my laminator. I then cut directly across the top (taking off a couple of mm of paper from the top) so that I could slip my money into the pockets. Make sure you leave a few mm of laminate around the other edges though or your money will slide out the sides.


I must say, hubby was a bit sceptical but the envelopes really worked! After paying the rent and bills, I would take out $100 for groceries, $50 for treats and $50 for school resources. Once that money was gone, I wasn't allowed to take any more out until he following week. This meant there were absolutely no impulse purchases with my card and I always knew how much I was spending! Any gold coins when straight into my coin pocket which usually went towards treats like soft drink from the vending machine at work or lunch when I was out and about. If I had any money leftover at the end of the week, I would take out less the following week which meant more saving - yay! I would definitely urge anybody on a budget to try something similar, it really made a huge difference to our spending!